Do You Need A
Factoring Company?

Receivable Lines of Credit Made Easy!
Financing major industries
No financials up to $350k
Same day decisions
Flexible approvals
Click Here for a Quote
Rates at 0.69%
to 1.59%
BBB A+ rating
20+ Years In Business
1st Commercial Credit
USA
We Lend MORE Than The Bank
Funded Transactions
$5 Billion
Clients Served
3,600+
Financing Rates at
0.69% - 1.59%
Are You Selling on Credit Terms ? Net 30, 60, or 90 Days?
We Can Help!
ARE you unable to make payroll next week?
DO you want to offer longer payment terms to customers?
IS your money stuck on unpaid invoices?
If Yes, then 1st Commercial Credit can help you!
GET THE FUNDING YOU NEED IN JUST 3 DAYS!
Click Here for a Quote
COMPARE OUR RATES AT 0.69% TO 1.59%

We offer receivable finance for many industries experiencing working capital shortages.

Call Us 24/7 AT
1 800 601 0796
 APPLY NOW and have your initial funding in 3 to 5 days!  
Click Here for a Quote
COMPARE OUR RATES AT 0.69% TO 1.59%
Recent Transactions
Importer of Electronic Chargers
$150,000
Temp Staffing Agency Providing Nurses
$350,000
Manufacturer of Industrial Valves
$1,000,000
See More Transactions
WE LEND MORE THAN THE BANK
20+ Years In Business
Click Here for a Quote
Finance Your Unpaid Invoices
Financing Rates at 0.69% to 1.59%
Invoice Financing
Invoice financing is an immediate advancement of funds (as high as 97%) against your unpaid invoices to credit worthy clients.
Our approval process expedites initial funding in 3 to 5 working days...
More Info
Qualifications
If your business sells to commercial accounts on credit terms, then you may qualify for this type of financing. No financials required up to $350,000.
Our borrowing ratios are higher than traditional banks and lending companies...
More Info
Requirements
Our 2-page application, an accounts receivable aging report, the invoices you need us to fund, and some other basic information about your business.
We do not have any monthly or per invoice minimum requirements ...
More Info
Same Day Decisions
Get up to $350,000 of immediate cash flow with no financials
Simple two-page application
Flexible underwriting
Easy set-up in 3 to 5 days
Bad credit, good credit, or no credit at all
Click Here for a Quote
Rates at 0.69% to 1.59%
Call us 24/7
Our Quick & Flexible 4-Step Process
1
Fill out our 2-page application online
2
Get same-day decision approval
3
Send us your invoices through our free app
4
Get up to 97% of the funds in 24 hours
Why Partner With Us
Quick Approval Process
Easy set up in 3-5 days
Flexible underwriting
90% less paperwork
No financials up to $350k
Transparent Fee Structure
Rates from 0.69% to 1.59%
No up front fees to set up
No hidden or extra fees
No monthly minimums
Full Factoring Services
Unlimited funding
Up to $10 Million facilities
Free invoicing app
Up to 97% advancement
Same Day Decisions
Get up to $350,000 of immediate cash flow with no financials
Simple two-page application
Flexible underwriting
Easy set-up in 3 to 5 days
Bad credit, good credit, or no credit at all
Click Here for a Quote
Rates at 0.69% to 1.59%
Call us 24/7
We Attract Clients That...
Need international receivable financing
Come from small business start-up ventures
Expand so rapidly that they outgrow their working capital
Experience strained cash flow due to a slow turnover in receivables
Principals with bad credit or no credit history
Experience seasonal or uneven sales
Advantages of Using Invoice Financing Services
Get unlimited funding & consistent predictable cash flow when you need it.
Decisions are based on the credit quality of your customers.
Reduce stress by paying suppliers on time and improving your credit.
We facilitate international business as well.
If you have invoices to a credit-worthy account, that's 95% of the approval process
Factoring lines between $10,000 & up to $10 million.
Be able to take on bigger, slower-paying customers.
Take advantage of every possible trade discount.
Save time and effort you would otherwise spend on collecting from customers.
Same Day Decisions
Get up to $350,000 of immediate cash flow with no financials
Simple two-page application
Flexible underwriting
Easy set-up in 3 to 5 days
Bad credit, good credit, or no credit at all
Click Here for a Quote
Rates at 0.69% to 1.59%
Call us 24/7