Privacy Policy

At 1stCommercialCredit.com. 1st CommercialCredit.co.uk and 1st CommercialCredit.ca (Sites), (owned and operated by 1st Commercial Credit, LLC of Austin TX) we strive to develop innovative services to better serve our site visitors and customers.

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We recognize privacy is an important issue and we design and operate our services with the protection of your privacy in the highest regard.

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This Privacy Statement outlines how we collect, use, and protect your data, particularly with the integration of third-party services like Plaid for bank account validation and driver license verification.
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‍Information We Collect

• ‍Personal Information: Includes your name, address, email, phone number, and other identifying details.‍‍
• ‍Bank Account Information: We use Plaid, a secure third-party service, to     retrieve and validate your bank account information.‍
• Driver License Information: We may request validation of your driver license through a secure link, which also checks for any duplications.

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‍How We Use Your Information Bank

• ‍Account Validation: Plaid securely retrieves your bank account details to confirm legitimacy and enable secure transactions.
• ‍Identity Verification: Driver license information is used to ensure your identity is accurate and up-to-date.
• ‍Service Delivery: We use collected information to provide our financial services effectively, including factoring services and credit approvals.

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‍Plaid Integration

‍Plaid is integrated into our system to securely access and verify your bank account information. By using our services, you agree to Plaid’s End User Privacy Policy, which you can review here.
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‍Data Security

‍We implement robust security measures to protect your personal information from unauthorized access or disclosure. Only authorized personnel have access to your data, and it is securely stored and encrypted.

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‍Information Sharing

‍1st Commercial Credit does not rent or sell your personal information. We share your data only as necessary to provide our services or comply with legal obligations.
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‍Cookies and Tracking

‍We may use cookies to enhance your experience on our website, understand user behavior, and improve our services.
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Changes to this Policy

Please note this Privacy Policy will change from time to time. We expect most such changes to be minor, but there may be changes that are more significant. Regardless, we will post those changes on this page and, if the changes are significant, we will also provide a more prominent notice. Each version will be noted at the top of the page.

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Web Site Usage Policy

By using this web site, you are agreeing to the terms of this Site Usage Policy. 1st Commercial Credit reserves the right to change the terms of Site Usage Policy or to modify features of 1stCommercialCredit.com at any time. By using this web site, you agree to be bound by such changes.

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Usage and Permissions

All content included on this site, such as text, graphics, logos, images, audio clips, and digital downloads, is the property of 1st Commercial Credit, or its content suppliers and protected by United States and international copyright laws. You must abide by all additional copyright notices or restrictions contained in the print versions of our publications and research.

You may not copy, reproduce, distribute, publish, enter into a database, display, perform, modify, create derivative works, or transmit any content on 1stCommercialCredit.com, except that you may make one machine readable copy and/or one print copy for your personal use. You may also include very limited excerpts of 1stCommercialCredit.com content in printed memos, reports and presentations for internal, non-commercial use. We ask that you attribute this information to us by including "1st Commercial Credit, LLC. All rights reserved."

Any other non-commercial use of 1st Commercial Credit content from any of its publications, research or web site requires written permission from us. All commercial uses of 1st Commercial Credit content requires our permission, including:

• Use of 1st Commercial Credit content in advertisements or promotions
  
• Use of 1st Commercial Credit trademarks or logos.
  
• Use of quotes, excerpts or full text of 1st Commercial Credit articles, features or research.
  

1st Commercial Credit, LLC provides this Internet site for the purpose of personal entertainment, information, education and communication. 1st Commercial Credit, LLC SHALL NOT BE LIABLE FOR DAMAGES OF ANY KIND THAT MAY ARISE FROM USE OF THIS SERVICE, INCLUDING: ERRORS OR OMISSIONS, CONSEQUENTIAL OR INCIDENTAL DAMAGES ARISING FROM THE USE OF ANY INFORMATION OR MATERIALS POSTED ON THIS SITE. 1st Commercial Credit, LLC reserves the right to change the terms and conditions of this agreement at any time.